Universal ReSpend25 Calculator™
ReSpend25,, and the Universal ReSpend Calculator™ are underwritten by pāyZero® Incorporated © 1994-2022. All Rights Reserved.
Filling in the Universal ReSpend25 Calculator will determine the maximum digital margin your finances will allow.
Once you have entered your financials into the ReSpend25 Calculator™, our Financial Counselors will discuss your maximum calculated payment amount that can be saved, or paid to your lenders, and open the opportunity for you to become a Member. All members can have their benefits swept towards financial planning, or down payment for a mortgage without depleting their savings, without re-writing their budget, and while all of your monthly bills are paid on time, in full, with no NSFs.
If you are financing a vehicle, make sure that you're looking to finance at least $4,000 for...
The EBF uses a simple “Addition by Subtraction” calculation specifically designed so people with a steady income and direct deposit can afford to contribute towards debt without exhausting savings.
When you are keying in your financial information, make sure you type in your amounts and add ".00" (for example, if your income is $2800, then please type $2800.00 for each income and expense. Otherwise, it may register as $28)