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Float25 Calculator


Float25, Digital Money System™ (DMS), and Float Money Calculator™ are all underwritten by pāyZero® Incorporated  © 1994-2021. All Rights Reserved.

Filling in the Float25 Calculator will determine the maximum digital margin your finances will allow.

Once you have entered your financials into the Float25 Calculator, our Financial Counselors will discuss your maximum calculated payment amount that can be paid to your lenders, and open the opportunity for you to become a MyPinkBank™ Member.  All MyPinkBank™ members are eligible for Auto Loan Relief, Mortgage Relief, Student Loan Relief, and Credit Card Payment Relief. 

If you are financing a vehicle, make sure that you're looking to finance at least $4,000 for...

  • a new or used car, truck, minivan, or SUV for personal use
  • a 2011 model year or newer vehicle with fewer than 120,000 miles
  • a vehicle that is available at a participating dealership

The DMS uses a simple “Addition by Subtraction” calculation specifically designed so people with a steady income and direct deposit can afford to contribute towards debt without exhausting savings.

  • No budgeting
  • No cutting expenses
  • No special payment arrangements


When you are keying in your financial information, make sure you type in your amounts, add ".00" (for example, if your income is $2800, then please type $2800.00 for each income and expense. Otherwise, it may register as $28)


Would you please click the continue button to get started?

Full  Financial  Disclosures: Opting into Float25 binds our company, pāyZero® Incorporated to educate you, the borrower, on the benefits of using a Digital Margin System™ (DMS). The contract becomes non-recourse should you, the client, no longer continue with your envelope banking strategy, or you choose to not use our DMS at any time during the period your loan payments are due to your lender. At that point, you are solely responsible for paying your loan(s) with your manually budgeted resources. Your digital margin/float money is derived from our Float25 DMS algorithm. Float Money is generated over the course of the month. It is an investable asset that can be used as a reserve fund.  (The National Monthly Float Average per household is $1,100). Easy Qualification: Must be Employed salary or hourly, Military, Retired or Fixed Income, Age 25 or older, Minimum total household the expenses of $3,800/mo. after taxes., and Direct Deposit to an active Checking Account (no savings accounts) at a Bank (Accounts at Credit Unions do not qualify unless it’s USAA®)

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